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Guarantor Loans

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Is a guarantor loan right for me?

Guarantor loans offer a way for those with bad credit to gain access to the finance they need. By having an extra person you know to be involved in your loan agreement, it gives extra security to the lender that their funds will be recovered. Ideally you want to find a guarantor who you can trust, such as a family member, close friend or spouse (provided that you do not share a bank account). Plus, if you can find someone with a good credit history, solid income, employment and homeowner status, you will improve your chances of approved.

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