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Each year, borrowers appear to be left wondering as to why they have not received the rate which was advertised on the loan they had taken out. At the end of the day, if I have a good enough credit score, I am employed with a good wage and have a homeowner status, then surely I should be receiving the lowest...

If you are wanting to obtain finance, finding the right way to do so for you can make it easier and cheaper to manage. Most people find that taking a credit card out is efficient, whilst others do not trust themselves to only spend what they can afford and end up in debt with a terrible credit score. Overdrafts are...

Lending as a concept and a business has been around for many years, probably longer than you think! In fact, lending can be traced back a huge jump of 3,000 years ago. Many of the world’s greatest historical achievements would likely not have happened with the presence of lending in the past. For example, the expedition to the New World...

The world loans can feel overwhelming with all the various types of loans floating about. Loans come in all shapes and sizes with their own varied terms which can range from an informal contract with a friend or family member to a formal, more complex contract with any given company. Whatever the loan, you should make sure the company is...