May 29, 2019 6:45 am Written by

Will My Debts In The UK or Abroad Affect My Applying For The EU Settlement Scheme?

Will My Debts In The UK or Abroad Affect My Applying For The EU Settlement Scheme?

The news is full of stories and reports about the Brexit, and it seems to be no end in sight as to if the Parliament and PM’s can get it together, and bring about a deal with the EU.

Brexit is getting the blame for everything, or in fact, maybe it is causing a lot more than we realise.

Families are staying close to home this holiday period and taking staycations, as opposed to going abroad.

Banks and other businesses are moving billions of Pounds abroad, and also opening offices in the EU, in the hopes to continue trading in and with the EU.

Dogs and cats living together…I jest. But things are seemingly getting out of control.

Some are concerned about how our insolvency laws may change once we leave the EU, as for now we can include EU debts in a UK bankruptcy, and be afforded protection from those debts.

Over the years as UK Citizens we have moved everywhere in the world, and many of us have stayed in other countries, and many of us have returned. Returned with debts abroad, and returned with concerns as to if we will be chased for the debts back here in the UK.

Then there is the worry and concern of having debts in other countries and being allowed into the UK to work and live. And also getting a Visa to stay here in the UK, owing money abroad or here in the UK.

Currently, owing debts abroad or here in the UK, will not get you stopped entering the UK, either for a holiday, or if you have the correct Visa, to stay here.

Even getting a Visa or Citizenship here with debts is usually not an issue.

Even with CCJ’s/County Court Judgments, it is not an issue as long as the debts are being paid and a payment plan is in place.

But with the Brexit upon us, a new “settlement scheme” has been developed and implemented, the EU Settlement Scheme.

What is The EU Settlement Scheme?

The EU Settlement Scheme is a scheme that was brought about due to the general vote back in June 2016 to leave the EU, or as it is now called, Brexit.

The vote was in favour of leaving the EU, and once Article 50 was invoked in March 29, 2017, it began the clock ticking for the UK to leave the EU.

By making the decision to leave the EU, it also brought about the issue of what about all the EU and EEA citizens that now live and work in the UK; and have lived and worked here for years?

Do they now need to leave, can they stay here, do they need special Visa’, and what about their families?

The list of questions goes on and on.

What was decided was that those from the EU, and EEA, would need to apply for a setted status to allow them to continue to live and work here in the UK after we leave the EU.

Initially this settlement status was to cost £65, and £32.50 for those under age 18, however the PM soon scrapped this fee as a knee jerk reaction to the fact that the EU, in particular Germany, stated they would not charge any fees for UK Citizens to stay in their country.

The EU Settlement Scheme opened in March 2019, and those who are eligible have until June 30, 2021 to apply.

The basics of the scheme and in order to qualify, in simple terms are:

* Have ID showing who you are, either a non UK Citizen, EU ID or other acceptable forms of ID

* Been in the UK for 5 years

* Not have a criminal background that is deemed a threat

Pretty simple and basic, however, there can be some caveats and complexities here and there, depending one one’s full set of circumstances.

But no where does it ask about debt, here in the UK or outside the UK.

Even if you had judgments against you, they are not looked at, or inquired about.

So to answer the question regarding will debts in the UK or other countries affect getting EU Settlement status here in the UK, no, not for now, there are no questions asked related to debt or any money owed.

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