1Plus1 Loans

1Plus1 make sure that they understand your financial situation and that their loans are affordable.

1Plus1 Loans Features

Loan Value Available £500 to £10,000
Loan Length 1 to 5 years
Representative APR 47.8%
Minimum Age 18

1Plus1 Loans Quick Application

How much cash do you need? £3,000

How long do you need the cash for? 3 year

Your mMonthly repayment: 
£---- p/m
Total repayable: £---- Interest rate: ----% (fixed) Representative: 47.8% APR

Who are 1Plus1 Loans?

From the start of your application, 1Plus1 will make sure that they understand your financial situation and that their loans are affordable.

As a direct lender, they will be with you every step of the way in your application, ensuring that all payment goes to them and no one else, such as a third party broker.

1Plus1 will talk to you about your current position and what you want from the loan to understand that you will be secure and be able to make the payments each month.

Their representative APR is 47.8%, so, if you borrow £3,000 over 36 months, at an interest rate of 42.1% p.a. (fixed), you will have monthly payments of £143.84 and £5178.24 in total.

From the start of your application, 1Plus1 will make sure that they understand your financial situation and that their loans are affordable.

As a direct lender, they will be with you every step of the way in your application, ensuring that all payment goes to them and no one else, such as a third party broker.

1Plus1 will talk to you about your current position and what you want from the loan to understand that you will be secure and be able to make the payments each month.

Their representative APR is 47.8%, so, if you borrow £3,000 over 36 months, at an interest rate of 42.1% p.a. (fixed), you will have monthly payments of £143.84 and £5178.24 in total.

What can 1Plus1 Loans offer me?

If you require a loan for home improvement, car finance, a wedding or other uses, 1Plus1 will be able to discuss what they can do, regardless of your credit history.

There is no fee or charge for applying for your loan, nor is there a broker fee – unless your loan was brokered with 1Plus1 by a third party.

You could borrow from £500 to £10,000 with a repayment period between 12 to 60 months, depending on which loan you choose and your situation.

You can pay your loan back, in full, at any time and you will not be charged any extra amount to do so. You just need to clear the balance that is left on your account.

If you require a loan for home improvement, car finance, a wedding or other uses, 1Plus1 will be able to discuss what they can do, regardless of your credit history.

There is no fee or charge for applying for your loan, nor is there a broker fee – unless your loan was brokered with 1Plus1 by a third party.

You could borrow from £500 to £10,000 with a repayment period between 12 to 60 months, depending on which loan you choose and your situation.

You can pay your loan back, in full, at any time and you will not be charged any extra amount to do so. You just need to clear the balance that is left on your account.

Who can be my guarantor with 1Plus1 Loans?

1Plus1 believes that the best guarantors are those you trust the most, family or friends but this does not include a spouse or partner.

Your guarantor must be aged from 18 and 80 when the loan completes, be a UK resident and have a good credit history. They must also have a UK bank account and valid debit card.

For financial security, it is better if your guarantor is a homeowner or has a mortgage. A tenant can be a guarantor if their credit file is very strong. If you live at home, your parents can act as guarantor.

It is important that you explain the situation to the guarantor and they be financially stable enough to afford any payments.

1Plus1 believes that the best guarantors are those you trust the most, family or friends but this does not include a spouse or partner.

Your guarantor must be aged from 18 and 80 when the loan completes, be a UK resident and have a good credit history. They must also have a UK bank account and valid debit card.

For financial security, it is better if your guarantor is a homeowner or has a mortgage. A tenant can be a guarantor if their credit file is very strong. If you live at home, your parents can act as guarantor.

It is important that you explain the situation to the guarantor and they be financially stable enough to afford any payments.

About 1Plus1 Loans

FCA Number: 717767

Company Number: 8387053

Headquarters
The Old Tannery
Eastgate
Accrington
Lancashire
BB5 6PW