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These are known as foreign usage fees, load fees or foreign exchange fees that you pay if you use a credit card to spend in a foreign currency. The fee you pay is also applicable to any online purchases you make that are not in sterling.

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Deciding to use your credit card abroad to withdraw cash could end up being expensive. The cash withdrawal fee that you end up paying will be a percentage (usually around 5%) of the cash you end up withdrawing.

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How can I find the best credit card to use abroad?

As previously mentioned it is possible to get a credit card that is specifically designed to be used abroad. A number of credit cards offer:

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There are a number of things you should do if you want to use your credit card abroad.

Before travelling, you should:

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